Semi-detached properties saw the largest rise in house prices during 2025, Nationwide data shows.
The latest Nationwide House Price Index for December 2025 shows average prices for semi-detached homes rose 2.4% annually.
Detached properties saw similar growth of 2.2%, with terraced only marginally weaker at 1.8%. However, flats saw a small year-on-year decline of 0.9%.
That compares with overall average growth of 0.6% across all types of properties.
What this means for the housing market
Robert Gardner, chief economist for Nationwide, said: “Flats have seen noticeably weaker growth than other property types in recent years.
“For example, over the last ten years, the price of a typical flat has increased by 18%, less than half of the rise in the price of terraced houses, which saw a 41% rise over the same period. This is partly a reflection of regional trends where London, which has a much greater proportion of flats, has underperformed the wider UK over the past decade.
“The underperformance of flats, and London more generally, may in part be a function of the change in demand seen during the pandemic.
“This resulted in a shift in preferences towards properties that offered more space and which has only partially unwound. In addition, the increased costs of maintenance, ground rents and service charges are also likely to have impacted buyer sentiment towards flats in recent years.”
Source: Estate Agent Today
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